Browsing by Author "Oguntuase Ruth Olayemi"
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Item Contributory Pension Reforms and Employee Risk Perception in the Banking Industry of Lagos State Nigeria.(World Wide Journal of Multidisciplinary Research and Development, 2018) Abisoye Olutunde Amos; Oguntuase Ruth Olayemi; Kesinro Olalekan RasheedThe paper examines contributory pension reforms and risk perception in the banking industry of Nigeria of Lagos State, Nigeria. The descriptive survey research design was adopted while the simple random sampling technique was used to draw a sample of 361 respondents. Questionnaire was the main instrument for data collection, measured on a 6-point Likert Scale. 361 copies of questionnaire were administered with a response rate of 60.94%. Data collected were analyzed using the descriptive statistical techniques of Percentiles and Pearson Correlation with the aid of Statistical Package for Social Sciences (SPSS) software for editing and encoding. The result shows that contributory pension reforms significantly affect risk perception among employees of commercial banks in Lagos metropolis, Nigeria (R = 0.982, p < 0.05). The study recommends that the management of commercial banks and other financial institutions should ensure continuous and adequate training of personnel to aid innovative, creative and efficient pension management strategies to improve employee welfare.Item Housing Finance and Mortgage Service Delivery in Lagos State Nigeria(World Wide Journal of Multidisciplinary Research and Development, 2018) Kesinro Olalekan Rasheed; Oguntuase Ruth Olayemi; Adenugba Adesoji AdetunjiThe paper examines housing finance and mortgage service delivery in Lagos State, Nigeria. The descriptive survey research design was adopted while the simple random sampling technique was used to draw a sample of 180 respondents that are senior management staff from the mortgage banks in the state. Questionnaire was the main instrument for data collection, measured on a 5-point Likert Scale. Data collected were analyzed using the descriptive statistical techniques of Percentiles and Pearson Correlation with the aid of Statistical Package for Social Sciences (SPSS) software for editing and encoding. The result shows that there is a strong positive relationship between joint effect of housing finance, housing cost and government housing policy and mortgage service delivery (R = 0.845, p < 0.05). The study recommends that Mortgage Finance Institutions/Managers should recognize that the synergy among all the stakeholders to enhance adequate provision of housing infrastructures across the state and the entire country at large.Item Reward Management System on Public Sector Employees: A Function of Job Performance and Workers’ Welfare (A Study of Lagos State University, Ojo)(International Journal of Management, Social Sciences, Peace and Conflict Studies, 2024-03) Akinlotan Raymond Adeniyi; Akinlotan Joan Temitope; Oguntuase Ruth OlayemiDespite over many decades of substantial theoretical and methodological investigations into the components of job satisfaction, the subject has to date continued to attract considerable attention from theorists, practitioners and academicians alike in both the developed and developing countries. This is not unconnected with the general belief that a just and efficient reward management system enhances workers’ morale and improves their effectiveness and performance at the workplace. The descriptive survey research method was used and the study population was made up of academic, non-academic and senior academic staff of Lagos State University. The first hypothesis sought to find out if there was any significant difference between financial and non-financial reward management and workers’ effectiveness; and the second hypothesis determined if reward incentive positively affected employee performance. The findings showed that, there is a significant relationship between monetary rewards and employees’ performance among LASU (Lagos State University) staff. It also showed that, there was a significant difference between financial and non-financial reward management and workers’ effectiveness, and that reward incentive positively affected employee performance. The paper recommended that a well-articulated blue-print on employees reward and motivation should be designed whereby the management would identify the types of incentive schemes and improve funding of the University, among other recommendations.