Housing Finance and Mortgage Service Delivery in Lagos State Nigeria

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dc.contributor.authorKesinro Olalekan Rasheed
dc.contributor.authorOguntuase Ruth Olayemi
dc.contributor.authorAdenugba Adesoji Adetunji
dc.date.accessioned2025-05-20T10:09:12Z
dc.date.available2025-05-20T10:09:12Z
dc.date.issued2018
dc.description.abstractThe paper examines housing finance and mortgage service delivery in Lagos State, Nigeria. The descriptive survey research design was adopted while the simple random sampling technique was used to draw a sample of 180 respondents that are senior management staff from the mortgage banks in the state. Questionnaire was the main instrument for data collection, measured on a 5-point Likert Scale. Data collected were analyzed using the descriptive statistical techniques of Percentiles and Pearson Correlation with the aid of Statistical Package for Social Sciences (SPSS) software for editing and encoding. The result shows that there is a strong positive relationship between joint effect of housing finance, housing cost and government housing policy and mortgage service delivery (R = 0.845, p < 0.05). The study recommends that Mortgage Finance Institutions/Managers should recognize that the synergy among all the stakeholders to enhance adequate provision of housing infrastructures across the state and the entire country at large.
dc.identifier.citationKesinro, O. R, Oguntuase, R. O, Adenugba, A.A. (2018). Housing Finance and Mortgage Service Delivery in Lagos State Nigeria. World Wide Journal of Multidisciplinary Research and Development. 4(6): 109-112.
dc.identifier.issn2454-6615
dc.identifier.urihttps://repository.crawforduniversity.edu.ng/handle/123456789/166
dc.language.isoen
dc.publisherWorld Wide Journal of Multidisciplinary Research and Development
dc.relation.ispartofseries4; 6
dc.titleHousing Finance and Mortgage Service Delivery in Lagos State Nigeria
dc.typeArticle
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