Problems and Prospects of Rural Banking in Nigeria

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dc.contributor.authorYalokwu Patrick O
dc.date.accessioned2026-04-20T08:26:59Z
dc.date.available2026-04-20T08:26:59Z
dc.date.issued1991
dc.description.abstractRural banking in Nigeria plays a crucial role in promoting financial inclusion, agricultural development, and poverty reduction in underserved communities. Despite its importance, the sector faces numerous challenges, including inadequate infrastructure, low literacy levels, poor loan repayment culture, and limited access to modern financial technologies. Additionally, issues such as regulatory constraints and insufficient capital base hinder the effective operation of rural financial institutions. However, the prospects of rural banking remain promising due to the increasing adoption of digital banking solutions, government intervention programs, and the expansion of microfinance institutions. Strengthening rural banking systems can enhance economic growth, empower small-scale farmers and entrepreneurs, and bridge the financial gap between urban and rural areas in Nigeria.
dc.identifier.citationYalokwu Patrick O (1991). Problems and prospects of rural banking in Nigeria. Management in Nigeria, 27(2).
dc.identifier.urihttps://repository.crawforduniversity.edu.ng/handle/123456789/1410
dc.language.isoen
dc.publisherManagement in Nigeria
dc.relation.ispartofseries27; 2
dc.titleProblems and Prospects of Rural Banking in Nigeria
dc.typeArticle
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